Stock Market Update, December, 2022
Finally! A small rally at the end of November provides a sign of life that investors have been searching for. While we aren’t out of the woods yet, the Federal…
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Q3, 2022, Quarterly Market Commentary
Stock Market News Economic Outlook It was a stream of bad news in Q3. The Fed continued to raise interest rates, but we didn't see inflation halt to a stop…
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5 Things Your Financial Advisor Isn’t Telling You
The world of investment advice and financial planning is full of problems. Things like conflicts of interest, obscure disclosures and an overall lack of transparency leave consumers feeling confused and uncertain.…
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Thinking About Saving? Make it Easier.
The single most important thing about saving money is to automate the process. You can do that by utilizing your work 401(k) plan or a direct deposit into a savings…
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Doing Good or Doing Well?
Socially Responsible Investing has become a major stock market question over the last few years. Should you put your returns at risk by investing in companies that care about social…
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The Index Bogeyman
Over the last several years, index funds have received increased attention from investors and the financial media. Some have even made claims that the increased usage of index funds may…
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Getting to the Point of a Point
A quick online search for “Dow rallies 500 points” yields a cascade of news stories with similar titles, as does a similar search for “Dow drops 500 points.” These types…
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Reducing Debt Without Suffering Today
Trying to reduce your debt? You might not need to look too far, here are some fun ones: Use credit cards to your advantage. Let's say the average person spends…
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Making the Most of Your Special Day
Paying for a wedding can be a lot, but why not take advantage of it? Here are the three main things you should look for in a wedding credit card:…
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Should You Direct Deposit Your Investments?
My number one piece of advice is to use your employer's direct deposit to automate savings. Most people believe that their entire paycheck should be sent to their checking account…
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Alternative Reality
Diversification has been called the only free lunch in investing. This idea is based on research showing that diversification, through a combination of assets like stocks and bonds, could reduce…
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Questions to Consider Before Getting Your Next Credit Card
What's the APR? Understanding interest rates and doing the actual calculation of those rates is the only way to understand credit cards. CC companies can hide their fee's in the…
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The Power of Investing
By now you know that investing has worked for millions of people worldwide. Almost every successful person invests in one way or another and its taken up a large enough…
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Understanding IRAs Today
Alphabet Soup Part 1 – What Accounts do I have and Why? Acronyms have become a major part of our daily lives. We’re so used to hearing abbreviated versions of…
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Should You Invest or Pay Off Student Loans?
What would you do to eliminate your student loans? While taking out student loans might not be your biggest regret from the college days, it still hurts every time you…
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Your Tax Return & You
As tax season closes in, most people are looking forward to a nice gift from Uncle Sam in the form of your Tax Return. The opportunities are endless. A payment…
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My New Year’s Resolution: Be More Like Lebron
We’ve all been there. It’s the first week of January and you can still feel the wind of the 2017 doors closing behind you. New goals and aspirations fill your…
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Are You Getting Hosed? 3 Interest Rates to Watch Out For In Your Daily Life
Annual Percentage Rate. The word can be daunting. Companies will use the acronym APR to lower our antennas and, for the vast majority of people, it’s worked. We don’t talk…
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A Game of Inches
“On This team, we fight for that inch. We fight for every single inch.” Al Pacino’s speech from Any Given Sunday has racked up millions of views on YouTube, not…
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The Trump Economy and The Market: Making Your Portfolio Great Again
Questions on Trump, the future of America, and its effects on the Financial Markets have been floating through mainstream media over the past couple of days. Even before the election…
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Six Essential Steps for The Successful Post-Grad
And so you have it: college is over and you have a real job. Welcome to the sometimes appealing and sometimes downhill spiral that is post-grad life. Fortunately, your first…
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The Ten Absolute Worst Money Mistakes For Millennials
10. Using a Savings Account as a Retirement Account Bank accounts – great for emergencies & spending, bad for growth. Savings accounts are averaging less than .1% per year of interest, well below…
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The Market Downturn: A Millennial’s Best Friend
The babbling of the news and negative investor sentiment has had a profound impact on the stock market to start 2016. Stocks are hitting their low point since ’09 and…
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