No matter where you are along life’s path, now is the time to be proactive with planning for your financial future. From retirement planning and college funding to opening up a new business, Croak Asset Management is here to help you work toward a financially successful future.


Maximize Employer Contributions

It might seem far off, but your first day on the job is the right time to be thinking about retirement and setting yourself up for success in your financial future. It’s important that you have a game plan from the beginning, so you can maximize your investing and make the best use of your employer contributions as well.

One of the most common errors we see with new investors is not taking full advantage of company retirement programs, especially employer matching and contributions. Most employers who have in-house retirement benefits in place also offer employer matches up to a certain percent. If you contribute up to 5% of your income, they will match with an additional 5%, basically netting you an immediate 5% raise, just one you can’t see for a few decades. This type of found or free money is a huge benefit for retirement planning, and can help ramp up your retirement plan quickly, especially in the early days. We strongly suggest that you find out if your employer offers a matching program and to maximize your contribution to take full advantage of the program.


Start Planning for Your Future Success

Marriage is a major life event — not just for your romantic future, but also your financial one. It’s essential to understand how marriage impacts your finances. Once you tie the knot, suddenly the future is less about me and more about us. Do you know what steps you need to take to make sure both you and your partner are protected?

Build a secure financial future, together. At Croak Asset Management, we take the extra step to make sure your financial future is protected. Our goal is to set up a robust plan that benefits both you and your partner for your life together — no matter what challenges life may bring.
- Going back to school?
- Buying a home?
- Moving to a new city?
- Starting a family?
- Taking a big vacation?
- Retiring early?

Make all of your life goals easier by allowing us to help you develop a financial roadmap. Our financial planners and wealth managers can set you on the right path to the financial future you want to enjoy. The early you start to plan, the easier it is to achieve, so both you and your spouse can reap the financial benefits.


Building your financial future today.

Your plans are in motion, and you’ve been diligently saving for retirement for the last few years or decades. Your 401K and Roth are in place, and you’ve maximized contributions as much as you can. Things look like they’re on the right path, but you keep asking yourself the same question: Is your money doing enough for you?

We work with individuals of all income levels, including multi-millionaires, to help ensure that their unique financial needs are being met, and that their assets are being protected from both tax burden and fees in the case of probate. You’ve worked hard to earn the income that you have, and you and future generations after you deserve the right to enjoy the fruits of your labor. Croak Asset Management can help make that a reality.


Plan for a strong, stable financial future.

Americans are enjoying their mature years longer than ever before, thanks to increased lifespans. So planning for that eventual retirement — and making sure you have the financial stability in place so your money doesn’t run out before you want it to — is an essential part of financial planning.

Knowing which investment vehicles and fund options make sense at the different stages of your life is crucial. But understanding when and how to use them most effectively can be a significant challenge.


Long Term Planning and Forecasting

The need for a retirement plan doesn’t end at retirement, it only encourages the need to adjust your plan and budget to maximize your benefit. As the average age of Americans increases, we’re seeing more people outlive their retirement savings, putting them in the awkward situation of living on a fixed income or going back to work at an advanced age. The last few years of your life should be for you to enjoy, free from the stresses of work or finances. That can still be a reality, but it requires sophisticated planning and investing, now and in the future.

Most retirement models assume that the average age of retirement is going to stay relatively consistent, but we already know that’s not going to be the case. People are working and living longer, which changes your financial model significantly. In addition, your goals may be to retire early, or stat a new business, which can also significantly impact your retirement planning. We work with our clients, not only to plan for their extended future accordingly, but also with clients who are currently retired, to help make their retirement last as long as you need it too.

Whether it’s your first day on the job or the last, trust your finances to a team of experts with your best financial interests at heart.